Credit Risk Officer at Equity Bank Tanzania

Apply for the Credit Risk Officer position at Equity Bank Tanzania in Dar es Salaam. The application deadline is 2 October 2026.

Equity Bank Tanzania is inviting applications from qualified professionals for the position of Credit Risk Officer in Dar es Salaam. The role focuses on supporting effective credit risk management through portfolio monitoring, risk analysis, regulatory compliance, and early identification of credit exposures that may require attention.

The successful candidate will monitor credit portfolio quality, analyze delinquency and concentration trends, support credit classification and provisioning, and prepare reports for management, committees, and regulatory purposes. The position also contributes to stress testing, portfolio analytics, audits, and broader risk management initiatives.

Why Work with Equity Bank Tanzania?

• Gain experience in credit risk management within a banking environment.
• Work with credit portfolio monitoring and risk analytics.
• Develop knowledge of regulatory and risk governance requirements.
• Contribute to credit risk reporting and management decision-making.
• Work with professionals across banking, finance, audit, and risk functions.

Job Overview

Position: Credit Risk Officer

Company: Equity Bank Tanzania

Location: Dar es Salaam, Tanzania

Employment Type: Full-Time

Salary: Negotiable

Application Deadline: 2 October 2026

Responsibilities

• Conduct periodic reviews of the credit portfolio and identify emerging risks.
• Monitor early warning signals and changes in credit exposures.
• Monitor portfolio quality, delinquency trends, concentrations, and migration patterns.
• Support the appropriate classification of credit facilities.
• Assess the adequacy of credit provisions.
• Review compliance with credit policies, regulatory requirements, and approved credit standards.
• Assess underwriting controls and collateral management practices.
• Conduct stress testing and vintage analysis.
• Perform portfolio analytics to identify credit risk trends.
• Prepare credit risk reports for management and relevant committees.
• Prepare reports required for regulatory purposes.
• Escalate significant credit risk concerns to the appropriate stakeholders.
• Recommend remedial actions for identified credit risk issues.
• Support internal and external audits.
• Assist with regulatory reviews and examinations.
• Participate in risk management projects and related initiatives.

Qualifications Required

• Bachelor’s degree in Finance, Banking, Economics, Accounting, Statistics, Risk Management, or a related field.
• At least 1 year of relevant experience in banking, risk management, audit, finance, or credit-related functions.
• Understanding of credit risk management principles and banking operations.
• Knowledge of Bank of Tanzania (BOT) prudential regulations and risk governance requirements.
• Understanding of portfolio monitoring and credit provisioning.
• Knowledge of IFRS 9 concepts.
• Proficiency in Microsoft Excel and data analysis tools.
• Ability to analyze large datasets and prepare clear reports and dashboards.
• Strong analytical and problem-solving skills.
• Effective communication and report-writing abilities.
• High attention to detail and strong integrity.
• Ability to maintain confidentiality when handling sensitive information.
• Ability to manage multiple priorities and meet deadlines.
• Professional certification in Risk Management, Banking, Accounting, or Audit is an added advantage.

How to Apply

Applicants should submit their applications by email.

• Prepare a cover letter.
• Prepare a detailed CV/resume.
• Attach copies of relevant certificates and testimonials.
• Combine all documents into one PDF file.
• Quote the respective Job Title or Reference Number in the email subject field.
• Send the application to [email protected].
• Submit the application before 2 October 2026.

The Credit Risk Officer position provides an opportunity for a banking, finance, risk, or credit professional to develop practical experience in portfolio monitoring, credit risk analysis, regulatory compliance, and risk reporting within a financial institution.